PRICING & PLANS

Scale business payments with the right plan

Customised plans so you pay for what you use, when you use it.

User icon
Growth plan
5 users included, $7 / additional user. 50 employees included in payroll payments. 100 domestic transactions included.
Starts at
$59/mo
Features
Unlimited employee corporate credit cards
Same day payments to 180 countries
Expense management & reimbursement
Branded payment confirmations
Approval workflows with segregated duties
Global business transaction accounts in your business name
Built-in OCR & payments automation
Accounting bank feed integration
Pay any bill with a debit or credit card
Xero real-time 2-way accounting sync
Pay by card and earn rewards
KeyPay payroll integration
Transaction accounts in 33+ currencies
Bulk/batch payment upload files
Ultra low FX with instant conversion between 37+ currencies
Partial payments
Try FREE for 30 days
Multiple user icon
Pro plan
Unlimited users. Unlimited employees included in payroll payments. Unlimited domestic transactions.
Starts at
$249/mo
Everything in Growth, plus...
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Multiple branded AUD accounts to hold and receive
Check icon grey
FX forwards & risk management
Check icon grey
ERP integration
Check icon grey
Payments-as-a-service API
Contact us
User icon
Growth plan
For small to medium businesses who want workflows, payments & reconciliation
Starts at
$59/mo
You can expect to pay
$349 / mo for average 200 person business
$159 / mo for average 50 person business
$99 / mo for average 20 person business
Additional fees
$7 / mo for each additional user
$1 / mo for each additional payment (after 100 included payments)
$1 / mo for each direct debit
$10 / account / mo for branded AUD accounts to hold and receive
Try FREE for 30 days
Multiple user icon
Pro plan
For organisations that require enterprise-level treasury, security and scalability
Starts at
$249/mo
Best for organisations with:
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> 50 employees on payroll
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> 200 monthly payments
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> 30 cardholders
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> $500K monthly payment volume
Contact us

Compare features for workflows, spend, pay & treasury, all in one platform

Growth plan
Starts at $59 / mo
For small to medium businesses who want workflows, payments & reconciliation
Try FREE for 30 days
Pro plan
Starts at $249 / mo
For organisations that require enterprise-level treasury, security and scalability
Contact us
Payroll pricing icon
Transaction fees
Domestic transactions included*
100
>100
FX markup
0.45%
CUSTOM
Fees on international payments
FREE
FREE
Fund account with Direct Debit
$1
FREE
Fund account real-time Direct DebitSOON
$2
FREE
SWIFT fee^
$10
$10
Domestic transactions outside of cap
$0.75
$0.50
Payroll payments outside of cap
$0.75
$0.50
Integrations icon
Workflows
Approval workflows with segregated duties
Blue check icon
Built-in OCR & payments automation
Blue check icon
Accounting bank feed integration
Blue check icon
Xero real-time 2-way accounting sync
Blue check icon
KeyPay payroll integration
Blue check icon
Global employee reimbursements soon
Blue check icon
Corporate credit cards icon
Spend
Unlimited employee corporate credit cards
Blue check icon
Expense management & reimbursement
Blue check icon
Global business transaction accounts in your business name
Blue check icon
Transaction accounts in 33+ currencies
Blue check icon
Payments icon
Pay
Pay any bill with a debit or credit card
Blue check icon
Pay by card and earn rewards
Blue check icon
Ultra low FX with instant conversion between 37+ currencies
Blue check icon
Same day payments to 180 countries
Blue check icon
Bulk/batch payment upload files
Blue check icon
Partial payments
Blue check icon
Branded payment confirmations
Blue check icon
Bank icon
Treasury
Multiple branded AUD accounts to hold and receive
ERP integration
FX forwards & risk management
Payments-as-a-service API

Prices are in AUD and include GST. Paytron reserves the right to change pricing at any time.
*Employee payments do not count towards domestic transactions.
^Note, this is the cost of using the SWIFT network, it is not Paytron's fee.

Transaction fees

GROWTH

PRO

Domestic transactions included

100

>100

FX markup

0.45%

Custom

Fees on international payments

FREE

Included

Fund account with Direct Debit

$1

Included

Fund account real-time Direct Debit

soon

$2

Included

SWIFT fee†

$10

$10

Domestic transactions outside of cap

$0.75

$0.50

Payroll payments outside of cap

$0.75

$0.50

Transaction fees

GROWTH

Domestic transactions included

100

FX markup

0.45%

Fees on international payments

FREE

Fund account with Direct Debit

$1

Fund account real-time Direct Debit

soon

$2

SWIFT fee†

$10

Domestic transactions outside of cap

$0.75

Payroll payments outside of cap

$0.75

PRO

Domestic transactions included

>100

FX markup

CUSTOM

Fees on international payments

FREE

Fund account with Direct Debit

FREE

Fund account real-time Direct Debit

soon

FREE

SWIFT fee†

$10

Domestic transactions outside of cap

$0.50

Payroll payments outside of cap

$0.50

Prices are in AUD and include GST. Paytron reserves the right to change pricing at any time.
*Employee payments do not count towards domestic transactions.
^Note, this is the cost of using the SWIFT network, it is not Paytron's fee.

Frequently asked questions

For more detailed information on the product and features, please see our Help Centre.

What is Paytron?

Paytron is a global payments platform simplifying the way businesses and accountants manage transactions from start to end.

With Paytron you can:

  • Complete invoice processing
  • Set up approval workflows
  • Process accounts payable and receivables
  • Make international transfers
  • Hold funds
  • Process payroll payments
  • Issue corporate credit cards and manage card expenses

All in one place, replacing up to seven different apps with just one. Have complete cashflow visibility with real-time sync to accounting software.

Does Paytron integrate with Xero?

Yes. If you're a Xero customer, your Paytron account can be linked to Xero to make sure every transaction you do in Paytron is accounted for in Xero, in real time. Paytron allows you to submit your bills from within Xero to Paytron for payment or you can email your bills to Paytron, which will in turn push the bills to Xero to keep the accounting up to date and in line with the status of the payment.

Paytron is currency agnostic and allows you to make international payments as well as domestic payments with the same amount of ease. Once payments have been made, Paytron will create a Paytron Global Account as a bank account in Xero. Paytron will check if a bank account for the respective currency already exists in Xero and create one automatically if none exists.

FX conversions and bill payments are booked to the respective bank accounts in Xero, in fully reconciled status, so there is no need for manual intervention.

Learn more about how Paytron integrates with Xero.

How long is the account approval process?

When signing up to Paytron, as part of our credit license we'll need to verify your identity and obtain certain documents from you before we can approve your account. Once submitted, it can take 24-48 hours before an account is approved.

Learn more about the list of account approval requirements when you sign up.

How much does it cost to make a payment in Paytron?

Local payments to Australian bank accounts via Paytron Direct and BPAY are free.

Foreign payments with a conversion have a margin of 0.5%, whether they're paid via Paytron or SWIFT. This is how Paytron makes money. Foreign payments via Paytron Direct have a fee of $2 AUD from which Paytron makes no money.

Foreign payments via SWIFT have a fee of $10 or more from which Paytron makes no money.

How do I deposit money or add funds into my Paytron account?

You can fund your Paytron account by bank transfer, card payment and direct debit.

Learn more about how to fund your Paytron account.

Which countries can I send money to?

Paytron gives you access to the local banking rails in the following 37 currencies:

  • AED - United Arab Emirates Dirham
  • AUD - Australian Dollar
  • BGN - Bulgarian Lev
  • BHD - Bahraini Dinar
  • CAN - Canadian Dollar
  • CHF - Swiss Franc
  • CNY - Chinese Yuan
  • CZK - Czech Koruna
  • DKK - Danish Krone
  • EUR - Euro
  • GBP - British Pound
  • HKD - Hong Kong Dollar
  • HRK - Croatian Kuna
  • HUF - Hungarian Forint
  • IDR - Indonesian Rupiah
  • ILS - Israeli New Sheqel
  • INR - Indian Rupee
  • JPY - Japanese Yen
  • KES - Kenyan Shilling
  • KWD - Kuwaiti Dinar
  • MXN - Mexican Peso
  • MYR - Malaysian Ringgit
  • NOK - Norwegian Krone
  • NZD - New Zealand Dollar
  • OMR - Omani Rial
  • PHP - Philippine Peso
  • PLN - Polish Zloty
  • QAR - Qatari Rial
  • RON - Romanian New Leu
  • SAR - Saudi Riyal
  • SEK - Swedish Krona
  • SGD - Singapore Dollar
  • THB - Thai Baht
  • TRY - Turkish Lira
  • UGX - Ugandan Shilling
  • USD - United States Dollar
  • ZAR - South African Rand

Learn more about how you can also pay in more currencies that support the SWIFT network.

Still have questions?

Have other questions? Get in touch with our team.

Trusted by major accountants worldwide

© Paytron 2023. All rights reserved.

PTRN Pty Ltd, trading as Paytron, is regulated in Australia by ASIC under an Australian Financial Services License (AFSL No. 527320). Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. You should consider the appropriateness of the information in light of your own objectives, financial situation or needs.