pricing & plans

Scale business payments with all-in-one finance automation

Customised plans so you pay for what you use, when you use it. Try any plan free for 30 days.

Business Account
NEW
from$0/mo
A global business account to pay and get paid in foreign currency. Includes a currency card to spend like a local.
Borderless multi-currency card to spend online and in-store
Bank-beating FX rates
Pay any bill with a debit or credit card with branded payment confirmations and earn rewards
Global business transaction accounts in your business name allowing you to transact in 33+ currencies
Same day payments to 180 countries with ultra low FX and instant conversion between 37+ currencies
Team icon
Ideal for getting started with the basics
Receipt icon
1 user included, $15/additional user. Individually add Full-Suite features for $40/month each. 25 employees included with $40/month payroll payments feature.
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Full-Suite
from$125/mo
Optimise your AP automation and spend management with all the features in Business Account, Plus:
Advanced bill processing with line items, supplier automation, purchase order matching, and automated 2-way accounting sync with Xero
Bulk/batch payment upload files, grouping of bill payments into remittances, and splitting bill payment schedules
Advanced budgeting controls and expense management with auto-reconciliation on publish to Xero
Advanced approval workflows on budgets, bills, payments, expenses to support any company policies
Employment Hero payroll integration
Team icon
Ideal for businesses with 0-20 employees
Receipt icon
5 users included, $12/additional user. 50 employees included in payroll payments. 100 domestic transactions included.
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Treasury for Enterprise
from$999/mo
Contact sales
Everything in Business Account and Full-Suite, plus...
Support setting up multi-org structures
FX forwards & risk management support
Payments-as-a-service API
Negotiable transaction prices for high-volume payment or FX
Team icon
Ideal for businesses with:
>50 employees
>30 cardholders
>200 monthly payments
>$500K monthly payment volume
Receipt icon
Custom users. Custom employees included in payroll payments. Custom domestic transactions.
View full features

Compare plans

Business Account
from$0/mo
Full-Suite
from$125/mo
Treasury for Enterprise
from$999/mo
Contact sales
Workflows & Approvals
Upload and prepare tax invoices and expense receipts
Tooltip icon
Dash icon
OCR data capture and line-item extraction
Tooltip icon
Dash icon
Automatic fraud checks, ABN and GST validation checks
Tooltip icon
Dash icon
Approval workflows with segregated duties
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$40/mo
Business Accounts
Global business transaction accounts in your business name
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Transaction accounts in 33+ currencies
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Ultra low FX with instant conversion between 37+ currencies
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Multiple branded AUD accounts to hold and receive
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$10/account/mo
$10/account/mo
FREE
Branded payment confirmations
Tooltip icon
$40/mo
Spend Management
Employee corporate cards
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Expense management and reimbursement
Tooltip icon
$40/mo
Pay any bill with a debit or credit card
Tooltip icon
Pay by card and earn rewards
Tooltip icon
Deploy budgets to teams and projects
Tooltip icon
$40/mo
Set policies to control vendor expenses
Tooltip icon
FX forwards and risk management
Tooltip icon
Dash icon
Dash icon
Payable Automation
Build multi-layered approval workflows
Tooltip icon
$40/mo
Accounting bank feed integration
Tooltip icon
Xero real-time 2-way accounting sync
Tooltip icon
$40/mo
Bill and line item processing
Tooltip icon
$40/mo
Batch & Payroll Payments
Bulk/batch payment upload files
Tooltip icon
$40/mo
Partial and group payments
Tooltip icon
$40/mo
Employment Hero payroll integration - no ABA files
Tooltip icon
$40/mo
Global employee reimbursements
Tooltip icon
Payments-as-a-service API
Tooltip icon
Dash icon
Dash icon
Transaction Fees
Domestic transactions included*
25
100
>100
FX markup
0.5%
0.45%
CUSTOM
Fees on international payments
$3
FREE
FREE
Fund account with Direct Debit
$2
FREE
FREE
SWIFT fee^
$10
$10
$10
Domestic transactions outside of cap
$1
$0.75
$0.50
Payroll payments outside of cap
$1
$0.75
$0.50
Prices are in AUD and include GST. Paytron reserves the right to change pricing at any time.
*Employee payments do not count towards domestic transactions.
^Note, this is the cost of using the SWIFT network, it is not Paytron's fee.
Transaction accounts in 33+ currencies
Tooltip icon
Workflows coming in q3
(No KYC required)
from$25/mo
Contact sales
Steamline your pre-accounting with:
Line item extraction
Upload and prep tax invoices and expense receipts
Populate data in seconds with OCR scan
Work in high volumes by applying batch edits to files
Automatic fraud checks, and ABN and GST validation checks
Define beneficiaries, categories and tax treatment before submitting to Xero for payment
FREE for the first 100 document uploads
Team icon
Ideal for businesses with 0-10 employees
Receipt icon
5 users included, $7/additional user
View full features
Paytron Full-Suite
(Business verification required)
from$125/mo
Optimise your AP automation and spend management with:
Bulk/batch payment upload files and schedule partial payments
Same day payments to 180 countries with ultra low FX and instant conversion between 37+ currencies
Pay any bill with a debit or credit card with branded payment confirmations and earn rewards
Global business transaction accounts in your business name allowing you to transact in 33+ currencies
Xero real-time 2-way accounting sync and Employment Hero payroll integration
Team icon
Ideal for businesses with 0-20 employees
Receipt icon
5 users included, $12 / additional user. 50 employees included in payroll payments. 100 domestic transactions included.
View full features
Treasury for Enterprise
(Business verification required)
from$999/mo
Contact sales
Everything in Workflows and Paytron Full-Suite, plus...
Multiple branded AUD accounts to hold and receive
ERP integration coming in q2
FX forwards & risk management
Global business transaction accounts in your business name allowing you to transact in 33+ currencies
Payments-as-a-service API
Team icon
Ideal for businesses with:
>50 employees
>30 cardholders
>200 monthly payments
>$500K monthly payment volume
Receipt icon
Custom users. Custom employees included in payroll payments. Custom domestic transactions.
View full features

Accounting & bookkeeping firms

We offer discount pricing for accounting or bookkeeping firms. Get in touch with our team of experts to learn how Paytron can scale your AP processing and compliance without adding more headcount.
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Partner pricing

Paytron does not charge partners for using Paytron on behalf of clients. We offer tiered pricing, based on the number of active clients you bring on.
1 - 4 clients
0% discount on subscriptions
5 - 9 clients
15% discount on subscriptions
10 - 49 clients
25% discount on subscriptions
50+ clients
35% discount on subscriptions

Compare plans

Workflows
from$25/mo
Paytron Full-Suite
from$125/mo
Treasury for Enterprise
from$999/mo
Contact sales
Workflows & Approvals
Upload and prepare bills and expense receipts
Tooltip icon
OCR data capture and line-item extraction
Tooltip icon
Automatic fraud checks, ABN and GST validation checks
Tooltip icon
Approval workflows with segregated duties
Tooltip icon
Business Accounts
Global business transaction accounts in your business name
Tooltip icon
Dash icon
Transaction accounts in 33+ currencies
Tooltip icon
Dash icon
Ultra low FX with instant conversion between 37+ currencies
Tooltip icon
Dash icon
Same day payments to 180 countries
Tooltip icon
Dash icon
Branded payment confirmations
Tooltip icon
Dash icon
Multiple branded AUD accounts to hold and receive
Tooltip icon
Dash icon
$10/account/mo
FREE
Spend Management
Employee corporate cards
Tooltip icon
Dash icon
Expense management and reimbursement
Tooltip icon
Dash icon
Pay any bill with a debit or credit card
Tooltip icon
Dash icon
Pay by card and earn rewards
Tooltip icon
Dash icon
Deploy budgets to teams and projects
Tooltip icon
Dash icon
Set policies to control vendor expenses
Tooltip icon
Dash icon
FX forwards and risk management
Tooltip icon
Dash icon
Dash icon
Payable Automation
Build multi-layered approval workflows
Tooltip icon
Dash icon
Accounting bank feed integration
Tooltip icon
Dash icon
Xero real-time 2-way accounting sync
Tooltip icon
Dash icon
Bill and PO matching soon
Tooltip icon
Dash icon
Batch & Payroll Payments
Bulk/batch payment upload files
Tooltip icon
Dash icon
Partial and group payments
Tooltip icon
Dash icon
Employment Hero payroll integration - no ABA files
Tooltip icon
Dash icon
Global employee reimbursements
Tooltip icon
Dash icon
Payments-as-a-service API
Tooltip icon
Dash icon
Dash icon
Transaction Fees
Domestic transactions included*
Dash icon
100
>100
FX markup
Dash icon
0.45%
CUSTOM
Fees on international payments
Dash icon
FREE
FREE
Fund account with Direct Debit
Dash icon
FREE
FREE
SWIFT fee^
Dash icon
$10
$10
Domestic transactions outside of cap
Dash icon
$0.75
$0.50
Payroll payments outside of cap
Dash icon
$0.75
$0.50
Prices are in AUD and include GST. Paytron reserves the right to change pricing at any time.
*Employee payments do not count towards domestic transactions.
^Note, this is the cost of using the SWIFT network, it is not Paytron's fee.

Frequently asked questions

For more detailed information on the product and features, please see our Help Centre.

What is Paytron?

Paytron is a global payments platform simplifying the way businesses and accountants manage transactions from start to end.

With Paytron you can:

  • Complete invoice processing
  • Set up approval workflows
  • Process accounts payable and receivables
  • Make international transfers
  • Hold funds
  • Process payroll payments
  • Issue corporate credit cards and manage card expenses

All in one place, replacing up to seven different apps with just one. Have complete cashflow visibility with real-time sync to accounting software.

Does Paytron integrate with Xero?

Yes. If you're a Xero customer, your Paytron account can be linked to Xero to make sure every transaction you do in Paytron is accounted for in Xero, in real time. Paytron allows you to submit your bills from within Xero to Paytron for payment or you can email your bills to Paytron, which will in turn push the bills to Xero to keep the accounting up to date and in line with the status of the payment.

Paytron is currency agnostic and allows you to make international payments as well as domestic payments with the same amount of ease. Once payments have been made, Paytron will create a Paytron Global Account as a bank account in Xero. Paytron will check if a bank account for the respective currency already exists in Xero and create one automatically if none exists.

FX conversions and bill payments are booked to the respective bank accounts in Xero, in fully reconciled status, so there is no need for manual intervention.Learn more about how Paytron integrates with Xero.

How long is the account approval process?

When signing up to Paytron, as part of our credit license we'll need to verify your identity and obtain certain documents from you before we can approve your account. Once submitted, it can take 24-48 hours before an account is approved.

Learn more about the list of account approval requirements when you sign up.

How much does it cost to make a payment in Paytron?

Local payments to Australian bank accounts via Paytron Direct and BPAY are free.

Foreign payments with a conversion have a margin of 0.5%, whether they're paid via Paytron or SWIFT. This is how Paytron makes money. Foreign payments via Paytron Direct have a fee of $2 AUD from which Paytron makes no money.

Foreign payments via SWIFT have a fee of $10 or more from which Paytron makes no money.

How do I deposit money or add funds into my Paytron account?

You can fund your Paytron account by bank transfer, card payment and direct debit.Learn more about how to fund your Paytron account.

Which countries can I send money to?

Paytron gives you access to the local banking rails in the following 37 currencies:

  • AED - United Arab Emirates Dirham
  • AUD - Australian Dollar
  • BGN - Bulgarian Lev
  • BHD - Bahraini Dinar
  • CAN - Canadian Dollar
  • CHF - Swiss Franc
  • CNY - Chinese Yuan
  • CZK - Czech Koruna
  • DKK - Danish Krone
  • EUR - Euro
  • GBP - British Pound
  • HKD - Hong Kong Dollar
  • HRK - Croatian Kuna
  • HUF - Hungarian Forint
  • IDR - Indonesian Rupiah
  • ILS - Israeli New Sheqel
  • INR - Indian Rupee
  • JPY - Japanese Yen
  • KES - Kenyan Shilling
  • KWD - Kuwaiti Dinar
  • MXN - Mexican Peso
  • MYR - Malaysian Ringgit
  • NOK - Norwegian Krone
  • NZD - New Zealand Dollar
  • OMR - Omani Rial
  • PHP - Philippine Peso
  • PLN - Polish Zloty
  • QAR - Qatari Rial
  • RON - Romanian New Leu
  • SAR - Saudi Riyal
  • SEK - Swedish Krona
  • SGD - Singapore Dollar
  • THB - Thai Baht
  • TRY - Turkish Lira
  • UGX - Ugandan Shilling
  • USD - United States Dollar
  • ZAR - South African Rand

Learn more about how you can also pay in more currencies that support the SWIFT network.

Still have questions?

Have other questions? Get in touch with our team.

Contact sales

Trusted by leading finance teams

“We work with our clients in real-time together off the same system. There’s no need for back and forth emails over invoices. We now have more time to better service our clients.”
Liam McNamara, Co-founder, Project Alfred

Liam McNamara

Co-founder, Project Alfred

“We've made donations in the order of $5.3 million to around 180 charities for Atlassian, Google and a major bank here in Australia. The beauty is it's easy and it's seamless.”
Paul Umbrazunas, Local Executive Chairman, Percent

Paul Umbrazunas

Local Executive Chairman, Percent

“Paytron gives the best exchange rates and it’s the simplest and fastest way of making payments. A business would be crazy not to go with them.”
Sam Skontos, CEO, IQU Group

Sam Skontos

CEO, IQU Group